Terms of Use - Steamship Mobile Application

Please read these terms of use (“Terms”) carefully. For the purposes of these Terms, ‘we/our/us’ means Steamship P&I Management LLP, the managers of The Steamship Mutual Underwriting Association Limited, and Steamship Insurance Management Services Limited, on behalf of Steamship P&I Management LLP, the London Representative of Steamship Mutual Management (Bermuda) Limited and the managers of The Steamship Mutual Underwriting Association (Bermuda) Limited (collectively “Steamship”).

Together with our Privacy Policy and Cookie Statement, they govern our relationship with you in relation to Steamship Mobile Application (known in these Terms as the "App"). We require that all users comply with these Terms. By accessing this App and any of its services, you indicate your acknowledgement and acceptance to these Terms outlined below and as modified from time to time without limitation or qualification. If you do not accept these Terms, please do not continue to use this App and remove it from your device.

Steamship reserves the right to add to or make changes to any part of the App and to these Terms, Cookie Statement or the Privacy Policy, and all such changes become effective as soon as they are posted. It is your responsibility to refer to the Terms whenever you access the App. Every time you access the App you agree to be bound by the Terms, Cookie Statement and the Privacy Policy as varied or amended from time to time.

The App is owned and operated by Steamship. Steamship reserves the right to withdraw suspend or terminate the App in whole or in part including your access to the App at any time, with or without notice or explanation.  The App is provided free of charge by Steamship. However, your network provider may charge for the duration of the connection and/or amount of data you download.  If you are not sure of the cost you may incur, or the conditions of your contract with the network provider, you should contact your network provider directly.  Steamship accepts no liability for any network charges incurred whilst using or downloading the App.

If you have any comments or questions about our Terms, please write to us at Steamship Mobile Application, Steamship Insurance Management Services Limited, Aquatical House, 39, Bell Lane, London E1 7LU or email mobileappssupport@simsl.com. 

Rights

All intellectual property rights, including copyright, in the content accessible (or available for download) on the App, including text, pictures, graphics, video, audio material, software or any other form ("Content") belong to Steamship or its licensors. All rights are hereby reserved. The App, including this page, may contain other proprietary notices and copyright information, the Terms of which must be observed and followed. Some content on the App  may be the copyright or trademark of third parties and any use is subject to the terms and conditions of such third parties.

Use of Content

The App and the Content may only be used for your personal use. For this purpose alone you may retrieve and display the Content on a computer screen. You may also print out, but not photocopy, one copy of individual files on paper and store files in electronic form on disc, but not on any server or any other storage device connected to a network where the Content could be accessed by other users.

Except as set out above, you agree not to download, copy, reproduce, modify, store, archive, show in public, redistribute or commercially exploit in any way any part of the Content without the prior written permission of Steamship or any other third party holders of rights over the Content, as the case may be. You agree not to use the Content or the App for any illegal or improper purpose, nor for any purpose which might infringe the rights of others, or which might harass or cause inconvenience of distress to any person. You also agree to abide by all copyright notices and restrictions attached to the Content and not to remove any such notice or restriction, or alter the Content in any way.

License to reproduce Content

If you wish to re-publish, re-distribute or exploit the Content in any way you should address a request for permission to the Steamship Legal Department at, Steamship Insurance Management Services Limited, Aquatical House, 39, Bell Lane, London E1 7LU, Telephone:   (020) 7247 5490, +(44) 20 7247 5490, Fax:  (020) 7377 9378, +(44) 20 7377 9378.

Limitation of liability and indemnity

Steamship obtains the Content from a variety of sources and the Content includes facts, views, opinions and information which may be of interest to users of the App. While all reasonable care is taken, we do not warrant the accuracy, completeness, timeliness, performance or fitness for any particular purpose of the Content or the App, nor do we endorse or accept any responsibility for any views, advice, recommendations or opinions expressed on the App or any third party content to which  it may link. Any contact or arrangements made between you and any third party named on the App or any third party App linked from it is at your own risk, and to the extent permitted by law Steamship excludes all liability. The Content should only be used for your general information and not by way of specific recommendation or advice.

Club Rules Section - Every effort is made to ensure consistency between the version of the Rules in the App and that set out on the Club website www.steamshipmutual.com.  In the event of any inconsistency, the text shown on the website shall prevail over the text set out in the App.

Before taking any action or decision based in whole or in part on the Content, you should always make your own independent checks of any information that is important in making such decision or taking such action. You should also seek professional advice in appropriate circumstances such as on medical, investment, tax, financial, legal and other professional matters.

Steamship does not give any warranties in respect of the Content or the App, freedom from viruses or other contamination, or that the App is compatible with any computer systems, software and browsers. All implied warranties or duties are excluded save to the extent that they may not lawfully be excluded. Steamship shall not be liable for any claims, losses, injuries, penalties, damages, costs or expenses arising from the use of, or inability to use the App or Content or from any action taken, or omitted to be taken, as a result of using the App or Content. Steamship excludes liability to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits, loss of privacy or for failure to fulfil any duty) or for any other indirect, special or punitive damages whatsoever that arise out of or are related to the use of the App or the Content. You agree to indemnify Steamship against all costs, claims, proceedings, demands, losses, damages, expenses or liability whatsoever arising directly or indirectly as a result of any breach of the Terms by you and any negligence or breach of duty by you.

Law

By accessing the App you agree to accept that these Terms are governed by and construed in accordance with English law and practice. You also submit to the exclusive jurisdiction and procedures of the English Courts in relation to any dispute that may arise in connection with these Terms or your use of the App or Content.

Linking

We may link to other websites which are not within our control, but under the control of third parties. We make no representations whatsoever concerning such websites. Where we may provide a link to a third party, such a link is not an authorisation, endorsement, sponsorship or affiliation by us with respect to such website, its owners or its providers.

We have not tested any information, products or software found on such websites and therefore cannot make any representations whatsoever with respect thereto. It is up to you to take precautions to ensure that whatever you select is free of items such as viruses, worms, Trojan horses and other items of a destructive nature. We are not responsible for these websites in any way and it is your responsibility to check the terms and privacy policy on any other website which you visit. You acknowledge and agree that, as you have chosen to enter a linked website we are not responsible for the availability of such external sites or resources, and do not review or endorse and are not responsible or liable, directly or indirectly, for (i) the privacy practices of such websites, including (without limitation) any advertising, content,  goods or other materials or services on or available from such websites or resources or (ii) the use to which others make of these websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content,  goods or other materials or services available on such external website or resources.

Contracting online

Save where you are registering to use the App, nothing on this App is intended to be nor should be construed as an offer to enter into a contractual relationship with you or anyone else, except for these Terms, Cookie Statement and the Privacy Policy, which govern the relationship between us in relation to your use of the App. If you make a contract with a third party who is named or referred to on this App, it is your responsibility to ensure that you are comfortable with the terms of that contract and to take legal advice if necessary.

General matters

If any portion of these Terms is held by any competent authority to be invalid or unenforceable in whole or in part, the validity or enforceability of the other sections of these Terms shall not be affected. No delay or failure by us to exercise any powers, rights or remedies under these Terms will operate as a waiver of them nor will any single or partial exercise of any such powers, rights or remedies preclude any other or further exercise of them. 

Registration

Steamship Mutual Underwriting Association Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulatory Authority. PRA and FCA registration number 202548. Registered in England and Wales – registration number 105461.Registered office: Aquatical House, 39 Bell Lane, London, E1 7LU, England.

The Steamship Mutual Underwriting Association (Bermuda) Limited is authorised and regulated by the Bermuda Monetary Authority and authorised by the United Kingdom Prudential Regulation Authority and regulated by the United Kingdom Financial Conduct Authority and Prudential Regulatory Authority. PRA and FCA registration number 202762. Registered office: Clarendon House, 2 Church Street, Hamilton HM 11, Bermuda.

Steamship P&I Management Limited is an appointed representative of Steamship Insurance Management Services Limited which is authorised and regulated by the Financial Conduct Authority. FCA registration number 597046. Registered in England and Wales – registration number OC376859. Registered office: Aquatical House, 39 Bell Lane, London, E1 7LU, England.

Steamship Insurance Management Services Limited is authorised and regulated by the Financial Conduct Authority. FCA registration number 314468.Registered in England and Wales – registration number 3855693.Registered office: Aquatical House, 39 Bell Lane, London, E1 7LU, England.  Telephone: +44 20 7247 5490. Website: www.steamshipmutual.com.

April 2013